Services – Estate Agents Worcestershire

G Herbert Banks LLP offer a wide range of professional services to the rural community with four qualified Rural Chartered Surveyors (RICS), a highly experienced Head of Residential Agency and a professional and hardworking team in support. Three of the surveyors are also Fellows of the Central Association of Agricultural Valuers (CAAV).

Other professional associations connected to members of the firm include The National Association of Estate Agents (NAEA) and the Association of Residential Letting Agents (ARLA). We offer a wide range of services to the rural property owner and if you find that the particular need is not listed on our website please do contact us to enquire whether we can assist as it is most likely that we can.

 

T. 01299 896 968

E. ghb@gherbertbanks.co.uk

Sales

G Herbert Banks is a market leader when it comes to selling interesting property in Worcestershire and the surrounding counties. We run our estate agency from our Great Witley office and have staff with well over a century of combined property experience.

Lettings

We Let and manage residential, agricultural and commercial property across the region and offer our landlords a tailored service to fit their requirements.

We can provide Landlords with a Let-Only service or a Fully Managed service at competitive rates.

We carry out extensive tenant assessments on all new residential tenants, organise the issuing of high quality inventories from an independent inventory provider and ensure the smooth management of the letting process.

With regular changes to legislation relating to residential lettings we can provide landlords with the peace of mind that their property is being properly managed.

Richard Banks leads the Lettings Department and is a member of the Association of Residential Letting Agents (ARLA), and well as being a partner within the firm, and is assisted by both a property manager and lettings negotiator.

View our properties to let

Property Auctions

We are proud to retain the traditional Auctioneer’s skills undertaking both one off sales of agricultural properties and general property auctions. We also undertake farm sales, selling farm machinery and equipment on site throughout the region.

If you decide to sell your property by auction we will, as with a private treaty sale, agree a guide price and particulars before determining the length of marketing period leading to the auction date.

We will agree advertising and liaise with your solicitors in order to allow a contract to be available, ready and able to be viewed at our offices leading up to the auction.

 

Shortly before the auction we will agree a reserve (the lowest price you would be prepared to sell for) and that will be signed off by you and only known by you and your auctioneer.

We will fully manage the auction, booking the venue and notifying solicitors of their requirement to be there on site and make sure everything is signed and ID (to comply with money laundering) is checked.

Auction can be very successful if managed, and advertised, correctly but it will not work for all property types.

If we do not feel your property would be well placed in an auction we can, of course, advise you as to other methods of sale which could bring you a better outcome.

Find out more about selling with us

Valuations

As a company we regularly undertake a large volume of valuation work and the work which we are involved in is wide ranging.

Within G Herbert Banks our four Chartered Surveyors are all RICS Registered Valuers which is a requirement for anyone undertaking formal valuation work.

Planning

Professional advice from an early stage can assist in shaping proposals to ensure the highest chance of success –you only get one chance to make a first impression within what has become a system very much exposed to the public.

AMC Funding

We are proud to work with AMC the leading supplier of long-term funding for the agricultural sector. As AMC Agents, we can help provide you with tailored funding to support most rural business activities. You’ll benefit from simple, flexible and affordable lending to support your consolidation, growth or diversification plans.

Who are AMC?

AMC has more than 90 years’ experience lending to the agricultural sector, specialising in long-term mortgages and loans for farms and rural businesses. It means they understand the challenges and opportunities impacting you and the whole agricultural sector.

The benefits of AMC finance

AMC’s Standard Loan allows you to borrow from £25,001 upwards. When we help you access this finance, you will receive a swift response on your funding proposal. You will also benefit from:

  • Competitive mortgage rates, with interest-only and repayment options available, or a blend of both, on a variable or fixed rate basis*
  • Rates that can be set for the life of the agreement, unlike many other secured loans or overdraft agreements
  • No annual reviews or the need to see annual accounts – we leave you alone to get on with the business of farming
  • No early repayment charges for variable rate loans
  • Finance secured against land as well as property to help you increase the capital you can raise
  • Loans and mortgage agreements that can be transferred to the next generation
  • Access to AMC’s experienced and knowledgeable support teams who understand the sector’s unique funding needs
  • Funding decisions that can be approved in principal before you make a sealed bid or go to auction.

Please note that the above are subject to AMC credit criteria and your obligations to AMC continuing to be met.

Who can access AMC funding?

Whether you are a sole trader, partnership, limited company or trust, providing you are an agricultural, horticultural, equine or other commercial land-based business you can access AMC’s competitive funding.

All lending must be for business purposes only and will be provided on a secured loan basis. It can be used to support a number of different opportunities, including:

  • Land purchase
  • New equipment or machinery
  • Building new or improving current structures
  • Diversification plans
  • New stock
  • Buying a farm tenancy
  • Refinancing current debt
  • Working capital support
  • Paying out a business/family partner to gain sole control

* There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.

How can G Herbert Banks help?

As an AMC Agent we have helped our clients find tailored and competitive agricultural loans through our relationship with AMC. We can provide expert guidance on your financial needs and a quick decision.  To discuss the options of borrowing from AMC and how they could assist you please contact us.

AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status.

We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

 

Robert Parry FRICS FAAV

Direct Dial: 01299 891 900

Mobile : 07770 997 369
Email : rp@gherbertbanks.co.uk

Richard Banks MRICS

Direct Dial: 01299 891 905

Mobile : 07870 660 876

Email : rb@gherbertbanks.co.uk

Telecomms

Many land owners have telecommunication masts or equipment on their land or property.  It is quite common for these agreements not to be checked for several years at a time meaning some landowners miss out on rent reviews and/or payments.  It is also common for companies, who own the apparatus, to try to merge masts or add apparatus to existing masts but they don’t always have the right to do this within the existing agreements – leaving landowners in a strong position to re-negotiate terms or additional payments.

We are happy to review agreements for telecoms equipment on land, review new proposed terms as well as negotiate in relation to such agreements to ensure landowners are getting the best from them being located on their property.

Basic Payment Scheme & Environmental Stewardship

The world of farming subsidies and stewardship schemes has, in the last few years, rapidly evolved. 

Since the replacement of the Single Farm Payment and Entry Level/Higher Level Stewardship schemes there are still changes at least annually to their replacement schemes and keeping up to date with them can be difficult on top of day to day work. 

BPS Applications

G Herbert Banks completes several hundred BPS applications each year for clients of varying size and farming systems. 

Whether you are new to the claim process and need to register with the RPA, purchase entitlements, and get up and running with your claim, have had an inspection or an existing claimant with changes to your land holding or farming operations and just in need of some general advice we can help.

Environmental Stewardship is now a competitive process, with applications not always being successful, rather than the previous ELS scheme which guaranteed acceptance. 

The scheme is now focused around different objectives in different areas so as a starting point it is important to check these objectives to see whether you could deliver them within your application. 

 

How to start the process

We can advise you as to how to start the process and the potential implications of entering in to such a scheme to decide whether it is the right thing to do for you and your business as well as assist in preparing an application.

Compensation and Utilities

A large number of landowners are regularly affected by statutory authorities requiring access to, across, under and over their land for both new and existing services.

These include, for example, Severn Trent Water requiring access to lay a new pipe.

We have good experience working for clients in such circumstances to represent them in relation to receiving statutory notices, agreeing access terms, mitigating loss and submitting and negotiating a compensation claim.

For the majority of standard schemes the body requiring access to the land will pay your agent/surveyor fees so there is no cost in you seeking appropriate advice to ensure everything is how it should be and that you are not missing out on payments due or compensation for losses incurred.