AMC has more than 90 years’ experience lending to the agricultural sector, specialising in long-term loans for farms and rural businesses. Through our extensive Land Agent network and Regional Agricultural Managers, we have built significant experience and understanding of the challenges and opportunities impacting you and the whole agricultural sector.

Our Standard Loan allows you to borrow from £25,001 upwards. You will benefit from:

• Competitive mortgage rates, with interest-only and repayment options available, or a blend of both, on a variable or fixed rate basis*

• Rates that can be set for the life of the agreement, unlike many other secured loans or overdraft agreements

• No early repayment charges for variable rate loans

• Finance secured against land as well as property to help you increase the capital you can raise

• Loans and mortgage agreements that can be transferred to the next generation

• Funding decisions that can be approved in principal before you make a sealed bid or go to auction.

Please note that the above are subject to AMC credit criteria and your obligations to AMC continuing to be met.

Whether you are a sole trader, partnership, limited company or trust, providing you are an agricultural, horticultural, equine or other commercial land-based business and you wish to borrow for business purposes, you can access AMC’s funding. More agricultural businesses are looking at ways to improve the environmental sustainability of their business.

We have a range of information and support available on our Sustainability Hub; www.amconline. co.uk/sustainable-agriculture including our report on Shaping Agriculture’s transition to Net Zero, factsheets for different sectors, links to carbon calculators to support the measurement of your carbon footprint, as well as information on our partnership with the Woodland Trust to support the planting of trees and hedgerows. As an AMC Agent, G Herbert Banks, can help provide you with tailored funding to support most rural business activities. You’ll benefit from simple, flexible and affordable lending to support your consolidation, growth or diversification plans.

Contact Robert Parry or Richard Banks at G Herbert Banks on 01299 896 968.

* There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate. AMC loans available for business purposes only, provided on a secured loan basis. Minimum AMC standard loan £25,001. To meet customer requirements, lending criteria will vary. Lending is subject to status. AMC adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk and apply to businesses which have an annual turnover of no more than £25 million.